Cincinnati, Ohio · Peer group 2
W T Community Credit Union
W T Community Credit Union holds $4.4M in assets across 731 members as of Q1 2026 — about $6K of assets per member, on a charter dating to 1956. Charter number 10859, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $4.4M |
|---|---|
| Total loans | $2.6M |
| Total shares (deposits) | $4.0M |
| Net worth | $443K |
| Members | 731 |
| Assets per member | $6K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -17.8% | |
|---|---|---|
| Loans | -5.8% | around the 49th percentile of its peer group |
| Deposits | -17.0% | lower than 98% of its peer group |
| Members | 18.9% | higher than 99% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 65.0% | around the 53rd percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.2% | around the 14th percentile of its peer group |
| Return on assets | -0.47% | around the 19th percentile of its peer group |
| Delinquency ratio | 0.16% | around the 29th percentile of its peer group |
| Cash / assets | 6.1% | around the 12th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is W T Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Ohio — the comparison set a peer ratio is measured against.
- Nueva Esperanza Community Credit Union
Toledo, OH
$4.4M · 810 members
- McDonald Community Credit Union
MC DONALD, OH
$4.6M · 730 members
- Christo Rey Credit Union
NEY, OH
$3.6M · 525 members
- U.P.S. Credit Union
Cincinnati, OH
$3.3M · 597 members
- Nickel Steel Credit Union
lima, OH
$5.4M · 527 members
- Noteworthy Credit Union
Cleveland, OH
$5.4M · 692 members
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