Smithville, Ohio · Peer group 4
Wayne County Community Credit Union
Wayne County Community Credit Union holds $54.1M in assets across 4,358 members as of Q1 2026 — about $12K of assets per member, on a charter dating to 1966. Charter number 17449, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $54.1M |
|---|---|
| Total loans | $19.3M |
| Total shares (deposits) | $48.0M |
| Net worth | $5.9M |
| Members | 4,358 |
| Assets per member | $12K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.2% | |
|---|---|---|
| Loans | 15.4% | higher than 96% of its peer group |
| Deposits | 1.5% | around the 48th percentile of its peer group |
| Members | -6.1% | lower than 90% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 40.2% | around the 14th percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.9% | around the 30th percentile of its peer group |
| Return on assets | 0.69% | around the 50th percentile of its peer group |
| Delinquency ratio | 1.13% | around the 76th percentile of its peer group |
| Cash / assets | 11.5% | around the 58th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Wayne County Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Ohio — the comparison set a peer ratio is measured against.
- Toledo Police Credit Union
Toledo, OH
$56.7M · 3,147 members
- Falls Catholic Credit Union
Cuyahoga Falls, OH
$58.9M · 4,660 members
- Summit Credit Union
Akron, OH
$59.7M · 4,628 members
- Firstenergy Family Credit Union
Akron, OH
$46.7M · 4,270 members
- Promedica Credit Union
Toledo, OH
$61.5M · 6,557 members
- Children's Medical Center Credit Union
Cincinnati, OH
$46.7M · 5,908 members
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