Dayton, Ohio · Peer group 1
Wright-Dunbar Area Credit Union
Wright-Dunbar Area Credit Union holds $365K in assets across 309 members as of Q1 2026 — about $1K of assets per member, on a charter dating to 1955. Charter number 96691, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $365K |
|---|---|
| Total loans | $135K |
| Total shares (deposits) | $296K |
| Net worth | $67K |
| Members | 309 |
| Assets per member | $1K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -9.4% | |
|---|---|---|
| Loans | -23.2% | around the 18th percentile of its peer group |
| Deposits | -11.4% | around the 20th percentile of its peer group |
| Members | 0.3% | around the 75th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 45.7% | around the 49th percentile of its peer group |
|---|---|---|
| Net worth ratio | 18.3% | around the 46th percentile of its peer group |
| Return on assets | 1.14% | around the 72nd percentile of its peer group |
| Delinquency ratio | 16.12% | higher than 93% of its peer group |
| Cash / assets | 37.7% | around the 69th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Wright-Dunbar Area Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Ohio — the comparison set a peer ratio is measured against.
- Cleveland Church of Christ Credit Union
CLEVELAND, OH
$362K · 345 members
- Mahoning Valley Credit Union
Youngstown, OH
$387K · 242 members
- Heekin Can Empl Credit Union
CINCINNATI, OH
$286K · 53 members
- Mt Zion Woodlawn Credit Union
CINCINNATI, OH
$143K · 160 members
- Shaker Heights Credit Union
Shaker Heights, OH
$1.2M · 134 members
- IBEW 141 Credit Union
SAINT CLAIRSVIL, OH
$1.3M · 306 members
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