Stillwater, Oklahoma · Peer group 5
Okunity Credit Union
Okunity Credit Union holds $218.0M in assets across 12,861 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1968. Charter number 18965, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $218.0M |
|---|---|
| Total loans | $160.7M |
| Total shares (deposits) | $178.6M |
| Net worth | $26.0M |
| Members | 12,861 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.5% | |
|---|---|---|
| Loans | -1.8% | around the 25th percentile of its peer group |
| Deposits | 3.2% | around the 51st percentile of its peer group |
| Members | -0.3% | around the 49th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 90.0% | around the 89th percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.9% | around the 56th percentile of its peer group |
| Return on assets | 0.55% | around the 39th percentile of its peer group |
| Delinquency ratio | 0.49% | around the 40th percentile of its peer group |
| Cash / assets | 12.2% | around the 65th percentile of its peer group |
| Borrowings / assets | 5.4% | higher than 95% of its peer group |
What this page does not show
Everything above is Okunity Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Oklahoma — the comparison set a peer ratio is measured against.
- U. S. Employees O. C. Credit Union
OKLAHOMA CITY, OK
$210.2M · 15,027 members
- Endurance Credit Union
Duncan, OK
$197.8M · 13,243 members
- Oklahoma Credit Union
OKLAHOMA CITY, OK
$197.4M · 9,491 members
- Municipal Emps CU of Oklahoma City
OKLAHOMA CITY, OK
$191.4M · 9,676 members
- Western Sun Credit Union
Broken Arrow, OK
$185.7M · 25,703 members
- Red Crown Credit Union
Tulsa, OK
$260.0M · 18,156 members
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