Oklahoma City, Oklahoma · Peer group 5
The Focus Credit Union
The Focus Credit Union holds $162.1M in assets across 12,341 members as of Q1 2026 — about $13K of assets per member, on a charter dating to 1955. Charter number 10283, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $162.1M |
|---|---|
| Total loans | $123.6M |
| Total shares (deposits) | $146.8M |
| Net worth | $14.6M |
| Members | 12,341 |
| Assets per member | $13K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -0.2% | |
|---|---|---|
| Loans | -0.0% | around the 34th percentile of its peer group |
| Deposits | -0.9% | around the 16th percentile of its peer group |
| Members | -0.9% | around the 43rd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 84.2% | around the 78th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.0% | around the 14th percentile of its peer group |
| Return on assets | 0.07% | lower than 90% of its peer group |
| Delinquency ratio | 0.34% | around the 25th percentile of its peer group |
| Cash / assets | 9.0% | around the 39th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is The Focus Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Oklahoma — the comparison set a peer ratio is measured against.
- Red River Credit Union
Altus, OK
$164.0M · 9,049 members
- First Family Credit Union
Henryetta, OK
$151.0M · 19,075 members
- Western Sun Credit Union
Broken Arrow, OK
$185.7M · 25,703 members
- Municipal Emps CU of Oklahoma City
OKLAHOMA CITY, OK
$191.4M · 9,676 members
- Green Country Credit Union
Sand Springs, OK
$129.4M · 9,303 members
- Oklahoma Credit Union
OKLAHOMA CITY, OK
$197.4M · 9,491 members
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