Saint Helens, Oregon · Peer group 5
Inroads Credit Union
Inroads Credit Union holds $334.8M in assets across 15,962 members as of Q1 2026 — about $21K of assets per member, on a charter dating to 1938. Charter number 2730, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $334.8M |
|---|---|
| Total loans | $251.2M |
| Total shares (deposits) | $307.9M |
| Net worth | $27.9M |
| Members | 15,962 |
| Assets per member | $21K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -4.4% | |
|---|---|---|
| Loans | -4.9% | around the 11th percentile of its peer group |
| Deposits | 1.0% | around the 29th percentile of its peer group |
| Members | -3.4% | around the 19th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 81.6% | around the 72nd percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.3% | lower than 95% of its peer group |
| Return on assets | -0.60% | lower than 98% of its peer group |
| Delinquency ratio | 1.10% | around the 80th percentile of its peer group |
| Cash / assets | 9.7% | around the 45th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Inroads Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Oregon — the comparison set a peer ratio is measured against.
- Oregonians Credit Union
Milwaukie, OR
$341.7M · 18,157 members
- Old West Credit Union
JOHN DAY, OR
$320.5M · 15,720 members
- Pacific N W Credit Union
PORTLAND, OR
$317.9M · 23,377 members
- Sage Credit Union
Klamath Falls, OR
$387.8M · 25,905 members
- Wauna Credit Union
Clatskanie, OR
$400.1M · 26,781 members
- NW Priority Credit Union
Portland, OR
$249.7M · 11,410 members
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