Portland, Oregon · Peer group 6
OnPoint Community Credit Union
OnPoint Community Credit Union holds $9.65B in assets across 648,972 members as of Q1 2026 — about $15K of assets per member, on a charter dating to 1932. Charter number 62745, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $9.65B |
|---|---|
| Total loans | $6.17B |
| Total shares (deposits) | $8.04B |
| Net worth | $1.40B |
| Members | 648,972 |
| Assets per member | $15K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -2.4% | |
|---|---|---|
| Loans | 5.4% | around the 54th percentile of its peer group |
| Deposits | -4.5% | lower than 97% of its peer group |
| Members | 6.6% | higher than 93% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 76.7% | around the 29th percentile of its peer group |
|---|---|---|
| Net worth ratio | 14.5% | higher than 91% of its peer group |
| Return on assets | 1.35% | around the 87th percentile of its peer group |
| Delinquency ratio | 0.97% | around the 77th percentile of its peer group |
| Cash / assets | 24.0% | higher than 99% of its peer group |
| Borrowings / assets | 0.1% | around the 40th percentile of its peer group |
What this page does not show
Everything above is OnPoint Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Oregon — the comparison set a peer ratio is measured against.
- Rogue Credit Union
Medford, OR
$4.29B · 242,010 members
- Oregon Community Credit Union
Eugene, OR
$3.57B · 291,796 members
- Rivermark Community Credit Union
Oregon City, OR
$3.24B · 175,894 members
- Selco Community Credit Union
Springfield, OR
$2.98B · 151,475 members
- Oregon State Credit Union
Corvallis, OR
$2.73B · 157,508 members
- Marion and Polk Schools Credit Union
Salem, OR
$1.82B · 86,234 members
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