Salem, Oregon · Peer group 5
Valley Credit Union
Valley Credit Union holds $117.0M in assets across 6,114 members as of Q1 2026 — about $19K of assets per member, on a charter dating to 1957. Charter number 64169, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $117.0M |
|---|---|
| Total loans | $76.1M |
| Total shares (deposits) | $101.4M |
| Net worth | $15.1M |
| Members | 6,114 |
| Assets per member | $19K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 1.1% | |
|---|---|---|
| Loans | -8.7% | lower than 96% of its peer group |
| Deposits | 0.3% | around the 23rd percentile of its peer group |
| Members | 0.3% | around the 57th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 75.0% | around the 56th percentile of its peer group |
|---|---|---|
| Net worth ratio | 13.0% | around the 69th percentile of its peer group |
| Return on assets | 0.67% | around the 48th percentile of its peer group |
| Delinquency ratio | 4.42% | higher than 100% of its peer group |
| Cash / assets | 8.7% | around the 38th percentile of its peer group |
| Borrowings / assets | 1.9% | around the 86th percentile of its peer group |
What this page does not show
Everything above is Valley Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Oregon — the comparison set a peer ratio is measured against.
- IBEW & United Workers Credit Union
PORTLAND, OR
$111.2M · 14,304 members
- Point West Credit Union
Portland, OR
$102.0M · 7,093 members
- Pacific Cascade Credit Union
EUGENE, OR
$138.9M · 8,871 members
- Sunset Credit Union
PORTLAND, OR
$91.4M · 3,559 members
- Ironworkers USA Credit Union
Portland, OR
$147.1M · 18,169 members
- Forrit Credit Union
Clackamas, OR
$84.2M · 4,532 members
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