Philadelphia, Pennsylvania · Peer group 6
American Heritage Credit Union
American Heritage Credit Union holds $5.32B in assets across 329,657 members as of Q1 2026 — about $16K of assets per member, on a charter dating to 1948. Charter number 5621, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $5.32B |
|---|---|
| Total loans | $3.71B |
| Total shares (deposits) | $4.35B |
| Net worth | $442.7M |
| Members | 329,657 |
| Assets per member | $16K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 5.6% | |
|---|---|---|
| Loans | 2.5% | around the 37th percentile of its peer group |
| Deposits | 9.9% | around the 89th percentile of its peer group |
| Members | 2.1% | around the 56th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 85.3% | around the 53rd percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.5% | lower than 92% of its peer group |
| Return on assets | 0.41% | around the 24th percentile of its peer group |
| Delinquency ratio | 0.90% | around the 74th percentile of its peer group |
| Cash / assets | 8.3% | around the 49th percentile of its peer group |
| Borrowings / assets | 9.1% | higher than 90% of its peer group |
What this page does not show
Everything above is American Heritage Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Pennsylvania — the comparison set a peer ratio is measured against.
- Citadel Credit Union
EXTON, PA
$6.77B · 285,311 members
- Trumark Financial Credit Union
Fort Washington, PA
$3.57B · 148,073 members
- Franklin Mint Credit Union
CHADDS FORD, PA
$2.25B · 164,381 members
- Clearview Credit Union
Moon Township, PA
$2.17B · 140,987 members
- Members 1st Credit Union
Enola, PA
$8.61B · 629,837 members
- Philadelphia Credit Union
Philadelphia, PA
$2.01B · 122,105 members
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