Chalfont, Pennsylvania · Peer group 6
Merck Sharp & Dohme Credit Union
Merck Sharp & Dohme Credit Union holds $1.01B in assets across 33,306 members as of Q1 2026 — about $30K of assets per member, on a charter dating to 1950. Charter number 6574, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $1.01B |
|---|---|
| Total loans | $459.9M |
| Total shares (deposits) | $918.4M |
| Net worth | $95.2M |
| Members | 33,306 |
| Assets per member | $30K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 9.5% | |
|---|---|---|
| Loans | 4.5% | around the 49th percentile of its peer group |
| Deposits | 9.0% | around the 85th percentile of its peer group |
| Members | 2.0% | around the 54th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 50.1% | lower than 96% of its peer group |
|---|---|---|
| Net worth ratio | 9.7% | around the 29th percentile of its peer group |
| Return on assets | 0.73% | around the 54th percentile of its peer group |
| Delinquency ratio | 0.27% | around the 14th percentile of its peer group |
| Cash / assets | 16.6% | higher than 93% of its peer group |
| Borrowings / assets | 0.0% | around the 19th percentile of its peer group |
What this page does not show
Everything above is Merck Sharp & Dohme Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Pennsylvania — the comparison set a peer ratio is measured against.
- People First Credit Union
Allentown, PA
$1.03B · 74,678 members
- Belco Community Credit Union
HARRISBURG, PA
$983.6M · 68,378 members
- Ardent Credit Union
Phila, PA
$931.3M · 34,159 members
- Sun East Credit Union
Aston, PA
$915.6M · 48,572 members
- Service 1st Credit Union
Danville, PA
$831.2M · 51,411 members
- Erie Credit Union
Erie, PA
$813.8M · 81,063 members
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