Philadelphia, Pennsylvania · Peer group 1
Mount Carmel Baptist Credit Union
Mount Carmel Baptist Credit Union holds $748K in assets across 102 members as of Q1 2026 — about $7K of assets per member, on a charter dating to 1964. Charter number 16525, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $748K |
|---|---|
| Total loans | $39K |
| Total shares (deposits) | $574K |
| Net worth | $173K |
| Members | 102 |
| Assets per member | $7K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 5.7% | |
|---|---|---|
| Loans | -18.4% | around the 23rd percentile of its peer group |
| Deposits | 6.9% | around the 86th percentile of its peer group |
| Members | -3.8% | around the 35th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 6.7% | lower than 91% of its peer group |
|---|---|---|
| Net worth ratio | 23.1% | around the 66th percentile of its peer group |
| Return on assets | 0.15% | around the 43rd percentile of its peer group |
| Delinquency ratio | 0.00% | around the 20th percentile of its peer group |
| Cash / assets | 23.2% | around the 36th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Mount Carmel Baptist Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Pennsylvania — the comparison set a peer ratio is measured against.
- Steamfitters Phila Credit Union
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- New Life Credit Union
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- Lonza Credit Union
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- E R R L Credit Union
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- Bradford Area School Employees Credit Union
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- Pinn Memorial Credit Union
Philadelphia, PA
$233K · 93 members
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