Scranton, Pennsylvania · Peer group 5
Net Credit Union
Net Credit Union holds $344.2M in assets across 20,066 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1941. Charter number 4792, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $344.2M |
|---|---|
| Total loans | $198.9M |
| Total shares (deposits) | $314.6M |
| Net worth | $36.1M |
| Members | 20,066 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 7.3% | |
|---|---|---|
| Loans | 19.1% | higher than 97% of its peer group |
| Deposits | 6.3% | around the 76th percentile of its peer group |
| Members | 6.5% | higher than 96% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 63.2% | around the 32nd percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.5% | around the 34th percentile of its peer group |
| Return on assets | 0.31% | around the 24th percentile of its peer group |
| Delinquency ratio | 1.13% | around the 81st percentile of its peer group |
| Cash / assets | 8.3% | around the 34th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Net Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Pennsylvania — the comparison set a peer ratio is measured against.
- Riverfront Credit Union
Wyomissing, PA
$324.4M · 22,500 members
- First Capital Credit Union
York, PA
$370.7M · 21,316 members
- West-Aircomm Credit Union
Beaver, PA
$374.7M · 21,858 members
- Cross Valley Credit Union
Wilkes Barre, PA
$293.6M · 17,094 members
- Inspire Credit Union
Newtown, PA
$397.1M · 18,153 members
- Century Heritage Credit Union
PITTSBURGH, PA
$288.0M · 18,935 members
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