Port Allegany, Pennsylvania · Peer group 3
P C Credit Union
P C Credit Union holds $14.3M in assets across 1,402 members as of Q1 2026 — about $10K of assets per member, on a charter dating to 1955. Charter number 10704, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $14.3M |
|---|---|
| Total loans | $10.4M |
| Total shares (deposits) | $12.4M |
| Net worth | $1.8M |
| Members | 1,402 |
| Assets per member | $10K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 6.5% | |
|---|---|---|
| Loans | -2.0% | around the 52nd percentile of its peer group |
| Deposits | 6.5% | around the 83rd percentile of its peer group |
| Members | -2.6% | around the 34th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 84.2% | around the 88th percentile of its peer group |
|---|---|---|
| Net worth ratio | 12.5% | around the 41st percentile of its peer group |
| Return on assets | 0.29% | around the 31st percentile of its peer group |
| Delinquency ratio | 2.88% | higher than 92% of its peer group |
| Cash / assets | 21.4% | around the 86th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is P C Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Pennsylvania — the comparison set a peer ratio is measured against.
- Derry Area Credit Union
DERRY, PA
$14.2M · 1,848 members
- Latrobe Credit Union
LATROBE, PA
$14.1M · 1,617 members
- Transit Workers Credit Union
PHILADELPHIA, PA
$14.6M · 3,600 members
- Your Choice Credit Union
ALTOONA, PA
$13.8M · 1,398 members
- Scranton Downtown Credit Union
Scranton, PA
$13.7M · 1,368 members
- Williamsport Teachers Credit Union
SOUTH WILLIAMSP, PA
$14.9M · 1,079 members
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