Scranton, Pennsylvania · Peer group 5
Penn East Credit Union
Penn East Credit Union holds $277.6M in assets across 21,622 members as of Q1 2026 — about $13K of assets per member, on a charter dating to 1938. Charter number 2742, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $277.6M |
|---|---|
| Total loans | $120.5M |
| Total shares (deposits) | $254.5M |
| Net worth | $29.2M |
| Members | 21,622 |
| Assets per member | $13K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.1% | |
|---|---|---|
| Loans | -1.9% | around the 24th percentile of its peer group |
| Deposits | 0.7% | around the 27th percentile of its peer group |
| Members | -3.0% | around the 22nd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 47.3% | lower than 91% of its peer group |
|---|---|---|
| Net worth ratio | 10.5% | around the 35th percentile of its peer group |
| Return on assets | 0.69% | around the 50th percentile of its peer group |
| Delinquency ratio | 0.19% | around the 13th percentile of its peer group |
| Cash / assets | 14.1% | around the 76th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Penn East Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Pennsylvania — the comparison set a peer ratio is measured against.
- Allegent Community Credit Union
Pittsburgh, PA
$282.2M · 21,845 members
- Bhcu Credit Union
RIDLEY PARK, PA
$273.0M · 8,933 members
- Penn State Credit Union
Bellefonte, PA
$270.2M · 14,380 members
- Top Tier Credit Union
Clarion, PA
$267.8M · 17,598 members
- Century Heritage Credit Union
PITTSBURGH, PA
$288.0M · 18,935 members
- Cross Valley Credit Union
Wilkes Barre, PA
$293.6M · 17,094 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Penn East Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.