Bethel Park, Pennsylvania · Peer group 3
Pennsylvania-American Water Credit Union
Pennsylvania-American Water Credit Union holds $12.1M in assets across 1,326 members as of Q1 2026 — about $9K of assets per member, on a charter dating to 1973. Charter number 21556, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $12.1M |
|---|---|
| Total loans | $3.9M |
| Total shares (deposits) | $10.5M |
| Net worth | $1.5M |
| Members | 1,326 |
| Assets per member | $9K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -6.6% | |
|---|---|---|
| Loans | -19.4% | lower than 97% of its peer group |
| Deposits | -7.7% | lower than 94% of its peer group |
| Members | -5.8% | around the 14th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 36.9% | around the 17th percentile of its peer group |
|---|---|---|
| Net worth ratio | 12.7% | around the 43rd percentile of its peer group |
| Return on assets | -0.59% | lower than 90% of its peer group |
| Delinquency ratio | 0.27% | around the 34th percentile of its peer group |
| Cash / assets | 18.0% | around the 78th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Pennsylvania-American Water Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Pennsylvania — the comparison set a peer ratio is measured against.
- Clairton Works Credit Union
Clairton, PA
$12.1M · 1,276 members
- Northampton Area School Dist. Emps Credit Union
Northampton, PA
$12.1M · 800 members
- Bradford Area Credit Union
BRADFORD, PA
$11.9M · 1,386 members
- Dertown School Credit Union
Latrobe, PA
$12.4M · 706 members
- Wabellco Credit Union
Washington, PA
$12.4M · 1,084 members
- Pittsburgh Credit Union
Pittsburgh, PA
$11.3M · 1,297 members
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