Reading, Pennsylvania · Peer group 3
Reading Berks School Employees Credit Union
Reading Berks School Employees Credit Union holds $13.4M in assets across 1,252 members as of Q1 2026 — about $11K of assets per member, on a charter dating to 1947. Charter number 60392, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $13.4M |
|---|---|
| Total loans | $5.7M |
| Total shares (deposits) | $11.2M |
| Net worth | $2.2M |
| Members | 1,252 |
| Assets per member | $11K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -5.7% | |
|---|---|---|
| Loans | -7.0% | around the 28th percentile of its peer group |
| Deposits | -7.4% | lower than 93% of its peer group |
| Members | -3.0% | around the 31st percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 50.8% | around the 39th percentile of its peer group |
|---|---|---|
| Net worth ratio | 16.3% | around the 67th percentile of its peer group |
| Return on assets | 0.47% | around the 40th percentile of its peer group |
| Delinquency ratio | 0.34% | around the 39th percentile of its peer group |
| Cash / assets | 6.3% | around the 19th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Reading Berks School Employees Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Pennsylvania — the comparison set a peer ratio is measured against.
- DOW Bucks County Credit Union
Bristol, PA
$13.3M · 990 members
- Penntech Employees Credit Union
Johnsonburg, PA
$13.1M · 1,302 members
- Scranton Downtown Credit Union
Scranton, PA
$13.7M · 1,368 members
- Your Choice Credit Union
ALTOONA, PA
$13.8M · 1,398 members
- Latrobe Credit Union
LATROBE, PA
$14.1M · 1,617 members
- Derry Area Credit Union
DERRY, PA
$14.2M · 1,848 members
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