Elizabeth, Pennsylvania · Peer group 3
Steel Strong Community Credit Union
Steel Strong Community Credit Union holds $32.8M in assets across 2,370 members as of Q1 2026 — about $14K of assets per member, on a charter dating to 1942. Charter number 4828, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $32.8M |
|---|---|
| Total loans | $16.9M |
| Total shares (deposits) | $24.8M |
| Net worth | $8.0M |
| Members | 2,370 |
| Assets per member | $14K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -0.8% | |
|---|---|---|
| Loans | 5.8% | around the 84th percentile of its peer group |
| Deposits | -2.5% | around the 26th percentile of its peer group |
| Members | 2.5% | around the 88th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 68.2% | around the 68th percentile of its peer group |
|---|---|---|
| Net worth ratio | 24.4% | higher than 94% of its peer group |
| Return on assets | 1.76% | higher than 91% of its peer group |
| Delinquency ratio | 0.48% | around the 45th percentile of its peer group |
| Cash / assets | 9.1% | around the 38th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Steel Strong Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Pennsylvania — the comparison set a peer ratio is measured against.
- Lehigh County Employees Credit Union
Allentown, PA
$32.6M · 1,734 members
- Pagoda Credit Union
READING, PA
$33.0M · 2,599 members
- Jessop Community Credit Union
Washington, PA
$34.0M · 2,695 members
- Pinpoint Credit Union
MILTON, PA
$31.3M · 2,951 members
- First Area Credit Union
Lewistown, PA
$30.7M · 2,621 members
- Highway Credit Union
Hughestown, PA
$35.0M · 2,511 members
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