Johnstown, Pennsylvania · Peer group 5
Ussco Johnstown Credit Union
Ussco Johnstown Credit Union holds $172.7M in assets across 14,090 members as of Q1 2026 — about $12K of assets per member, on a charter dating to 1958. Charter number 12219, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $172.7M |
|---|---|
| Total loans | $80.2M |
| Total shares (deposits) | $156.7M |
| Net worth | $21.3M |
| Members | 14,090 |
| Assets per member | $12K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.1% | |
|---|---|---|
| Loans | -2.6% | around the 19th percentile of its peer group |
| Deposits | 0.5% | around the 25th percentile of its peer group |
| Members | -0.9% | around the 43rd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 51.2% | around the 13th percentile of its peer group |
|---|---|---|
| Net worth ratio | 12.4% | around the 62nd percentile of its peer group |
| Return on assets | 0.52% | around the 38th percentile of its peer group |
| Delinquency ratio | 0.45% | around the 37th percentile of its peer group |
| Cash / assets | 6.8% | around the 23rd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Ussco Johnstown Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Pennsylvania — the comparison set a peer ratio is measured against.
- Mountain Laurel Credit Union
SAINT MARYS, PA
$172.9M · 17,905 members
- Arize Credit Union
State College, PA
$175.2M · 11,905 members
- Frick Financial Credit Union
Uniontown, PA
$179.2M · 10,239 members
- Priority First Credit Union
DU BOIS, PA
$179.4M · 16,889 members
- Ufcw Community Credit Union
Wyoming, PA
$179.5M · 15,563 members
- Omega Credit Union
Wexford, PA
$182.2M · 15,198 members
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