Washington, Pennsylvania · Peer group 4
Washington Area Teachers Credit Union
Washington Area Teachers Credit Union holds $81.2M in assets across 3,341 members as of Q1 2026 — about $24K of assets per member, on a charter dating to 1959. Charter number 13035, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $81.2M |
|---|---|
| Total loans | $32.1M |
| Total shares (deposits) | $72.1M |
| Net worth | $9.4M |
| Members | 3,341 |
| Assets per member | $24K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 5.7% | |
|---|---|---|
| Loans | 9.7% | higher than 91% of its peer group |
| Deposits | 4.3% | around the 70th percentile of its peer group |
| Members | -0.2% | around the 65th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 44.5% | around the 21st percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.6% | around the 37th percentile of its peer group |
| Return on assets | 0.92% | around the 63rd percentile of its peer group |
| Delinquency ratio | 0.33% | around the 32nd percentile of its peer group |
| Cash / assets | 29.5% | higher than 97% of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Washington Area Teachers Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Pennsylvania — the comparison set a peer ratio is measured against.
- Armstrong Associates Credit Union
Ford City, PA
$80.8M · 8,062 members
- Pittsburgh Firefighters' Credit Union
pittsburgh, PA
$81.6M · 4,496 members
- G.A.P. Credit Union
JOHNSTOWN, PA
$78.6M · 6,429 members
- Blair County Credit Union
ALTOONA, PA
$77.2M · 4,461 members
- Gnc Community Credit Union
New Castle, PA
$85.6M · 11,564 members
- Susquehanna Valley Credit Union
Camp Hill, PA
$86.5M · 5,663 members
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