Beaver, Pennsylvania · Peer group 3
West Penn P&p Credit Union
West Penn P&p Credit Union holds $22.5M in assets across 4,371 members as of Q1 2026 — about $5K of assets per member, on a charter dating to 1954. Charter number 9476, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $22.5M |
|---|---|
| Total loans | $5.0M |
| Total shares (deposits) | $19.3M |
| Net worth | $3.1M |
| Members | 4,371 |
| Assets per member | $5K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 4.3% | |
|---|---|---|
| Loans | -15.0% | lower than 93% of its peer group |
| Deposits | 3.6% | around the 67th percentile of its peer group |
| Members | -3.9% | around the 23rd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 25.8% | lower than 94% of its peer group |
|---|---|---|
| Net worth ratio | 13.8% | around the 51st percentile of its peer group |
| Return on assets | 1.00% | around the 68th percentile of its peer group |
| Delinquency ratio | 1.57% | around the 79th percentile of its peer group |
| Cash / assets | 32.4% | higher than 96% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is West Penn P&p Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Pennsylvania — the comparison set a peer ratio is measured against.
- Fayette County School Employees Credit Union
Uniontown, PA
$22.1M · 2,328 members
- American Pride Credit Union
ALTOONA, PA
$23.0M · 1,802 members
- North Penn Credit Union
COLMAR, PA
$21.7M · 1,281 members
- Westmoreland Water Credit Union
Greensburg, PA
$23.4M · 1,520 members
- Western Pa Credit Union
New Kensington, PA
$23.7M · 1,533 members
- Allegheny Ludlum Brackenridge Credit Union
BRACKENRIDGE, PA
$23.8M · 2,248 members
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