York, Pennsylvania · Peer group 3
York Educational Credit Union
York Educational Credit Union holds $46.0M in assets across 2,787 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1969. Charter number 19429, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $46.0M |
|---|---|
| Total loans | $20.6M |
| Total shares (deposits) | $41.3M |
| Net worth | $4.6M |
| Members | 2,787 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | — |
|---|---|
| Loans | — |
| Deposits | — |
| Members | — |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 50.0% | around the 37th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.9% | around the 18th percentile of its peer group |
| Return on assets | 0.43% | around the 37th percentile of its peer group |
| Delinquency ratio | 0.12% | around the 23rd percentile of its peer group |
| Cash / assets | 17.6% | around the 77th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is York Educational Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Pennsylvania — the comparison set a peer ratio is measured against.
- Glass Cap Credit Union
Connellsville, PA
$45.6M · 4,712 members
- North Districts Credit Union
GIBSONIA, PA
$44.9M · 3,227 members
- Bessemer System Credit Union
Greenville, PA
$47.5M · 3,076 members
- R-S Bellco Credit Union
New Brighton, PA
$44.3M · 3,175 members
- Vantage Trust Credit Union
WILKES BARRE, PA
$48.0M · 5,048 members
- Earning Tree Credit Union
Wilkes Barre, PA
$48.1M · 1,868 members
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