Memphis, Tennessee · Peer group 3
Cn/Ic Employees Credit Union
Cn/Ic Employees Credit Union holds $10.4M in assets across 1,219 members as of Q1 2026 — about $9K of assets per member, on a charter dating to 1928. Charter number 68069, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $10.4M |
|---|---|
| Total loans | $7.1M |
| Total shares (deposits) | $8.7M |
| Net worth | $1.5M |
| Members | 1,219 |
| Assets per member | $9K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 1.7% | |
|---|---|---|
| Loans | 2.5% | around the 73rd percentile of its peer group |
| Deposits | 3.4% | around the 65th percentile of its peer group |
| Members | 2.2% | around the 85th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 81.7% | around the 86th percentile of its peer group |
|---|---|---|
| Net worth ratio | 14.0% | around the 53rd percentile of its peer group |
| Return on assets | -0.04% | around the 17th percentile of its peer group |
| Delinquency ratio | 2.70% | higher than 91% of its peer group |
| Cash / assets | 6.0% | around the 17th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Cn/Ic Employees Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Tennessee — the comparison set a peer ratio is measured against.
- Bcbst Employees Credit Union
CHATTANOOGA, TN
$10.0M · 1,558 members
- Tennessee Department of Safety Credit Union
Nashville, TN
$12.1M · 1,677 members
- Knox Co. Employees Credit Union
KNOXVILLE, TN
$12.8M · 1,344 members
- Gallatin Steam Plant Credit Union
GALLATIN, TN
$7.8M · 635 members
- I B E W 175 Credit Union
CHATTANOOGA, TN
$13.5M · 1,641 members
- Greeneville City Employees' Credit Union
Greeneville, TN
$13.8M · 1,589 members
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