Memphis, Tennessee · Peer group 5
F a a Credit Union
F a a Credit Union holds $130.2M in assets across 7,656 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1954. Charter number 9639, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $130.2M |
|---|---|
| Total loans | $44.9M |
| Total shares (deposits) | $106.3M |
| Net worth | $23.9M |
| Members | 7,656 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 4.4% | |
|---|---|---|
| Loans | -3.4% | around the 16th percentile of its peer group |
| Deposits | 2.3% | around the 42nd percentile of its peer group |
| Members | -4.0% | around the 15th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 42.2% | lower than 94% of its peer group |
|---|---|---|
| Net worth ratio | 18.3% | higher than 95% of its peer group |
| Return on assets | 1.88% | higher than 95% of its peer group |
| Delinquency ratio | 0.91% | around the 72nd percentile of its peer group |
| Cash / assets | 9.8% | around the 46th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is F a a Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Tennessee — the comparison set a peer ratio is measured against.
- Upper Cumberland Credit Union
Crossville, TN
$138.1M · 9,373 members
- Clinchfield Credit Union
Erwin, TN
$138.5M · 6,530 members
- Trust Credit Union
Chattanooga, TN
$140.4M · 7,617 members
- City Employees Credit Union
KNOXVILLE, TN
$116.9M · 8,461 members
- L G & W Credit Union
MEMPHIS, TN
$116.2M · 5,707 members
- Kimberly Clark Credit Union
MEMPHIS, TN
$145.9M · 8,240 members
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