Chattanooga, Tennessee · Peer group 3
Healthcare Services Credit Union
Healthcare Services Credit Union holds $25.1M in assets across 3,124 members as of Q1 2026 — about $8K of assets per member, on a charter dating to 1952. Charter number 68173, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $25.1M |
|---|---|
| Total loans | $14.1M |
| Total shares (deposits) | $21.0M |
| Net worth | $3.9M |
| Members | 3,124 |
| Assets per member | $8K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.2% | |
|---|---|---|
| Loans | -0.3% | around the 60th percentile of its peer group |
| Deposits | 3.2% | around the 65th percentile of its peer group |
| Members | -1.4% | around the 49th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 67.2% | around the 66th percentile of its peer group |
|---|---|---|
| Net worth ratio | 15.5% | around the 63rd percentile of its peer group |
| Return on assets | 0.58% | around the 46th percentile of its peer group |
| Delinquency ratio | 0.34% | around the 39th percentile of its peer group |
| Cash / assets | 16.5% | around the 73rd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Healthcare Services Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Tennessee — the comparison set a peer ratio is measured against.
- Kennedy VA Employees Credit Union
Memphis, TN
$25.5M · 3,364 members
- Chattanooga First Credit Union
CHATTANOOGA, TN
$26.0M · 1,492 members
- Maryville Municipal Credit Union
MARYVILLE, TN
$23.7M · 911 members
- Hiwassee River Credit Union
CHARLESTON, TN
$27.9M · 1,954 members
- Beacon Financial Credit Union
Johnson City, TN
$28.3M · 2,169 members
- Tennessee Military Credit Union
LOUISVILLE, TN
$30.4M · 1,566 members
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