Memphis, Tennessee · Peer group 6
Memphis City Employees Credit Union
Memphis City Employees Credit Union holds $500.7M in assets across 44,001 members as of Q1 2026 — about $11K of assets per member, on a charter dating to 1959. Charter number 60239, in the $500M-$1B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $500.7M |
|---|---|
| Total loans | $262.6M |
| Total shares (deposits) | $421.4M |
| Net worth | $72.1M |
| Members | 44,001 |
| Assets per member | $11K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 4.0% | |
|---|---|---|
| Loans | 0.5% | around the 24th percentile of its peer group |
| Deposits | 3.3% | around the 38th percentile of its peer group |
| Members | -2.2% | around the 18th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 62.3% | lower than 90% of its peer group |
|---|---|---|
| Net worth ratio | 14.4% | higher than 91% of its peer group |
| Return on assets | 0.60% | around the 43rd percentile of its peer group |
| Delinquency ratio | 0.54% | around the 42nd percentile of its peer group |
| Cash / assets | 10.3% | around the 65th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 19th percentile of its peer group |
What this page does not show
Everything above is Memphis City Employees Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Tennessee — the comparison set a peer ratio is measured against.
- Southeast Financial Credit Union
FRANKLIN, TN
$474.1M · 35,238 members
- Comtrust Credit Union
CHATTANOOGA, TN
$429.5M · 17,550 members
- U. T. Credit Union
Knoxville, TN
$572.1M · 25,612 members
- Alcoa Tenn Credit Union
Alcoa, TN
$424.5M · 22,137 members
- Ten Credit Union
NASHVILLE, TN
$394.4M · 18,401 members
- Fedex Employees Credit Association Credit Union
Memphis, TN
$641.5M · 96,185 members
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