Jackson, Tennessee · Peer group 3
Patriot Equity Credit Union
Patriot Equity Credit Union holds $33.8M in assets across 2,069 members as of Q1 2026 — about $16K of assets per member, on a charter dating to 1929. Charter number 60082, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $33.8M |
|---|---|
| Total loans | $18.4M |
| Total shares (deposits) | $30.1M |
| Net worth | $3.6M |
| Members | 2,069 |
| Assets per member | $16K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -11.9% | |
|---|---|---|
| Loans | -24.7% | lower than 99% of its peer group |
| Deposits | -12.6% | lower than 99% of its peer group |
| Members | -10.5% | lower than 95% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 61.1% | around the 56th percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.5% | around the 22nd percentile of its peer group |
| Return on assets | 0.03% | around the 19th percentile of its peer group |
| Delinquency ratio | 2.34% | around the 88th percentile of its peer group |
| Cash / assets | 14.4% | around the 65th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Patriot Equity Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Tennessee — the comparison set a peer ratio is measured against.
- Knox County Teachers Credit Union
Knoxville, TN
$34.4M · 2,093 members
- Outreach Credit Union
HERMITAGE, TN
$34.6M · 2,146 members
- Kemba Delta Credit Union
Bartlett, TN
$31.7M · 4,955 members
- Koin Credit Union
Brentwood, TN
$36.0M · 2,141 members
- Happy Valley Credit Union
ELIZABETHTON, TN
$36.4M · 3,228 members
- Knoxville Firefighters Credit Union
Knoxville, TN
$36.7M · 1,851 members
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