Hixson, Tennessee · Peer group 5
Scenic Community Credit Union
Scenic Community Credit Union holds $160.8M in assets across 14,213 members as of Q1 2026 — about $11K of assets per member, on a charter dating to 1954. Charter number 67747, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $160.8M |
|---|---|
| Total loans | $126.5M |
| Total shares (deposits) | $145.6M |
| Net worth | $15.2M |
| Members | 14,213 |
| Assets per member | $11K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -0.4% | |
|---|---|---|
| Loans | -2.9% | around the 18th percentile of its peer group |
| Deposits | 0.5% | around the 25th percentile of its peer group |
| Members | -3.0% | around the 22nd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 86.9% | around the 83rd percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.4% | around the 20th percentile of its peer group |
| Return on assets | -0.45% | lower than 96% of its peer group |
| Delinquency ratio | 1.21% | around the 83rd percentile of its peer group |
| Cash / assets | 6.3% | around the 19th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Scenic Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Tennessee — the comparison set a peer ratio is measured against.
- Kimberly Clark Credit Union
MEMPHIS, TN
$145.9M · 8,240 members
- Johnsonville TVA Employees Credit Union
CAMDEN, TN
$179.9M · 10,594 members
- Trust Credit Union
Chattanooga, TN
$140.4M · 7,617 members
- Clinchfield Credit Union
Erwin, TN
$138.5M · 6,530 members
- Upper Cumberland Credit Union
Crossville, TN
$138.1M · 9,373 members
- Appalachian Community Credit Union
Kingsport, TN
$183.7M · 12,381 members
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