Memphis, Tennessee · Peer group 2
TVA Mid-South Credit Union
TVA Mid-South Credit Union holds $3.3M in assets across 167 members as of Q1 2026 — about $20K of assets per member, on a charter dating to 1964. Charter number 16520, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $3.3M |
|---|---|
| Total loans | $873K |
| Total shares (deposits) | $2.7M |
| Net worth | $562K |
| Members | 167 |
| Assets per member | $20K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -7.1% | |
|---|---|---|
| Loans | -3.0% | around the 58th percentile of its peer group |
| Deposits | -8.6% | around the 14th percentile of its peer group |
| Members | -4.6% | around the 21st percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 32.2% | around the 15th percentile of its peer group |
|---|---|---|
| Net worth ratio | 17.1% | around the 52nd percentile of its peer group |
| Return on assets | 0.20% | around the 39th percentile of its peer group |
| Delinquency ratio | 0.00% | around the 11th percentile of its peer group |
| Cash / assets | 11.6% | around the 35th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is TVA Mid-South Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Tennessee — the comparison set a peer ratio is measured against.
- Kellogg Memphis Employees Credit Union
MEMPHIS, TN
$3.1M · 530 members
- Basf Chattanooga Credit Union
CHATTANOOGA, TN
$3.5M · 407 members
- Smart Choice Credit Union
CLEVELAND, TN
$3.7M · 890 members
- B. M. H. Credit Union
CLEVELAND, TN
$3.7M · 486 members
- Metropolitan Teachers Credit Union
NASHVILLE, TN
$2.6M · 1,163 members
- Bulab Employees Credit Union
Memphis, TN
$2.3M · 297 members
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