Memphis, Tennessee · Peer group 3
UPS Employees Credit Union
UPS Employees Credit Union holds $43.7M in assets across 6,151 members as of Q1 2026 — about $7K of assets per member, on a charter dating to 1980. Charter number 67608, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $43.7M |
|---|---|
| Total loans | $29.6M |
| Total shares (deposits) | $32.6M |
| Net worth | $10.5M |
| Members | 6,151 |
| Assets per member | $7K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.9% | |
|---|---|---|
| Loans | -3.3% | around the 45th percentile of its peer group |
| Deposits | 1.5% | around the 51st percentile of its peer group |
| Members | -0.7% | around the 58th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 90.8% | higher than 94% of its peer group |
|---|---|---|
| Net worth ratio | 24.0% | higher than 93% of its peer group |
| Return on assets | 2.57% | higher than 98% of its peer group |
| Delinquency ratio | 0.46% | around the 44th percentile of its peer group |
| Cash / assets | 11.8% | around the 53rd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is UPS Employees Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Tennessee — the comparison set a peer ratio is measured against.
- Lakeside Credit Union
New Johnsonvill, TN
$43.8M · 2,624 members
- Collegedale Credit Union
Collegedale, TN
$44.7M · 4,417 members
- Knoxville Law Enforcement Credit Union
Knoxville, TN
$40.7M · 1,666 members
- M.P.D. Community Credit Union
Nashville, TN
$40.3M · 2,953 members
- Methodist Healthcare Credit Union
Cordova, TN
$47.1M · 5,431 members
- Epb Employees Credit Union
CHATTANOOGA, TN
$39.0M · 2,486 members
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