Martin, Tennessee · Peer group 1
Wcg Employees Credit Union
Wcg Employees Credit Union holds $1.0M in assets across 238 members as of Q1 2026 — about $4K of assets per member, on a charter dating to 1962. Charter number 68153, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $1.0M |
|---|---|
| Total loans | $548K |
| Total shares (deposits) | $802K |
| Net worth | $222K |
| Members | 238 |
| Assets per member | $4K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 0.8% | |
|---|---|---|
| Loans | -5.9% | around the 57th percentile of its peer group |
| Deposits | -0.7% | around the 61st percentile of its peer group |
| Members | -0.8% | around the 59th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 68.4% | around the 71st percentile of its peer group |
|---|---|---|
| Net worth ratio | 21.5% | around the 58th percentile of its peer group |
| Return on assets | 1.03% | around the 69th percentile of its peer group |
| Delinquency ratio | 0.00% | around the 20th percentile of its peer group |
| Cash / assets | 25.2% | around the 42nd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Wcg Employees Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Tennessee — the comparison set a peer ratio is measured against.
- Hardin County Hospital Employees Credit Union
Savannah, TN
$1.1M · 367 members
- A.U.B. Employees' Credit Union
Athens, TN
$1.4M · 211 members
- Olivet Baptist Credit Union
Cordova, TN
$599K · 887 members
- Greeneville Works Empls. Sav. Assn. Credit Union
Greeneville, TN
$1.8M · 380 members
- Bulab Employees Credit Union
Memphis, TN
$2.3M · 297 members
- Metropolitan Teachers Credit Union
NASHVILLE, TN
$2.6M · 1,163 members
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