Amarillo, Texas · Peer group 5
Access Community Credit Union
Access Community Credit Union holds $206.5M in assets across 13,435 members as of Q1 2026 — about $15K of assets per member, on a charter dating to 1953. Charter number 67178, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $206.5M |
|---|---|
| Total loans | $178.5M |
| Total shares (deposits) | $162.5M |
| Net worth | $21.8M |
| Members | 13,435 |
| Assets per member | $15K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 4.7% | |
|---|---|---|
| Loans | 13.0% | higher than 92% of its peer group |
| Deposits | 1.1% | around the 30th percentile of its peer group |
| Members | 1.8% | around the 73rd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 109.8% | higher than 99% of its peer group |
|---|---|---|
| Net worth ratio | 10.6% | around the 36th percentile of its peer group |
| Return on assets | 0.46% | around the 34th percentile of its peer group |
| Delinquency ratio | 0.33% | around the 24th percentile of its peer group |
| Cash / assets | 6.8% | around the 23rd percentile of its peer group |
| Borrowings / assets | 10.2% | higher than 98% of its peer group |
What this page does not show
Everything above is Access Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Membersource Credit Union
Houston, TX
$205.4M · 14,907 members
- Citizens Credit Union
Big Spring, TX
$205.0M · 10,679 members
- Beacon Credit Union
La Porte, TX
$209.1M · 14,204 members
- Members Choice of Central Texas Credit Union
WACO, TX
$213.3M · 18,295 members
- H E B Credit Union
San Antonio, TX
$218.1M · 12,144 members
- Priority Trust Credit Union
Houston, TX
$192.4M · 28,089 members
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