Houston, Texas · Peer group 3
Bcm Credit Union
Bcm Credit Union holds $42.3M in assets across 4,723 members as of Q1 2026 — about $9K of assets per member, on a charter dating to 1959. Charter number 12892, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $42.3M |
|---|---|
| Total loans | $22.4M |
| Total shares (deposits) | $37.0M |
| Net worth | $5.2M |
| Members | 4,723 |
| Assets per member | $9K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -0.2% | |
|---|---|---|
| Loans | 3.1% | around the 75th percentile of its peer group |
| Deposits | -1.3% | around the 34th percentile of its peer group |
| Members | -2.4% | around the 36th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 60.6% | around the 55th percentile of its peer group |
|---|---|---|
| Net worth ratio | 12.4% | around the 40th percentile of its peer group |
| Return on assets | 1.05% | around the 71st percentile of its peer group |
| Delinquency ratio | 0.67% | around the 54th percentile of its peer group |
| Cash / assets | 4.6% | lower than 90% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Bcm Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Travis County Credit Union
Austin, TX
$42.5M · 3,400 members
- Old Ocean Credit Union
Sweeny, TX
$42.0M · 3,017 members
- Cabot Community Credit Union
Pampa, TX
$43.3M · 4,436 members
- Caprock Credit Union
LAMESA, TX
$41.0M · 4,325 members
- Mesquite Credit Union
Mesquite, TX
$41.0M · 2,873 members
- San Angelo Credit Union
SAN ANGELO, TX
$40.8M · 3,903 members
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