Big Spring, Texas · Peer group 4
Cosden Credit Union
Cosden Credit Union holds $63.8M in assets across 4,272 members as of Q1 2026 — about $15K of assets per member, on a charter dating to 1936. Charter number 1750, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $63.8M |
|---|---|
| Total loans | $33.6M |
| Total shares (deposits) | $55.9M |
| Net worth | $7.4M |
| Members | 4,272 |
| Assets per member | $15K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 0.2% | |
|---|---|---|
| Loans | 11.1% | higher than 92% of its peer group |
| Deposits | -0.8% | around the 28th percentile of its peer group |
| Members | -7.9% | lower than 93% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 60.2% | around the 49th percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.6% | around the 36th percentile of its peer group |
| Return on assets | 0.55% | around the 41st percentile of its peer group |
| Delinquency ratio | 0.06% | lower than 92% of its peer group |
| Cash / assets | 6.4% | around the 21st percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Cosden Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Doches Credit Union
Nacogdoches, TX
$64.3M · 11,737 members
- La Joya Area Credit Union
La Joya, TX
$61.8M · 14,429 members
- Sacred Heart Parish Hallettsville Credit Union
Hallettsville, TX
$60.4M · 2,821 members
- Star of Texas Credit Union
austin, TX
$68.3M · 2,903 members
- My Credit Union
Haslet, TX
$58.9M · 6,441 members
- South Texas Credit Union
McALLEN, TX
$68.9M · 6,195 members
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