Edinburg, Texas · Peer group 4
Edinburg Teachers Credit Union
Edinburg Teachers Credit Union holds $97.6M in assets across 6,206 members as of Q1 2026 — about $16K of assets per member, on a charter dating to 1955. Charter number 66366, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $97.6M |
|---|---|
| Total loans | $21.1M |
| Total shares (deposits) | $80.5M |
| Net worth | $22.0M |
| Members | 6,206 |
| Assets per member | $16K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.8% | |
|---|---|---|
| Loans | -7.2% | around the 17th percentile of its peer group |
| Deposits | 2.4% | around the 55th percentile of its peer group |
| Members | -0.5% | around the 61st percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 26.2% | lower than 97% of its peer group |
|---|---|---|
| Net worth ratio | 22.6% | higher than 96% of its peer group |
| Return on assets | 0.07% | around the 16th percentile of its peer group |
| Delinquency ratio | 0.00% | lower than 98% of its peer group |
| Cash / assets | 21.2% | higher than 91% of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Edinburg Teachers Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Coastal Community Credit Union
Galveston, TX
$96.0M · 11,008 members
- Texas Bridge Credit Union
CORPUS CHRISTI, TX
$95.3M · 6,727 members
- Texas Dps Credit Union
Austin, TX
$99.9M · 5,762 members
- Windthorst Credit Union
WINDTHORST, TX
$100.1M · 3,058 members
- Heritage USA Credit Union
Midland, TX
$100.9M · 6,926 members
- Concho Educators Credit Union
SAN ANGELO, TX
$100.9M · 6,702 members
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