Beaumont, Texas · Peer group 6
Education First Credit Union
Education First Credit Union holds $589.9M in assets across 32,587 members as of Q1 2026 — about $18K of assets per member, on a charter dating to 1952. Charter number 24470, in the $500M-$1B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $589.9M |
|---|---|
| Total loans | $355.2M |
| Total shares (deposits) | $543.4M |
| Net worth | $52.0M |
| Members | 32,587 |
| Assets per member | $18K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -2.0% | |
|---|---|---|
| Loans | -3.7% | lower than 92% of its peer group |
| Deposits | -3.8% | lower than 96% of its peer group |
| Members | 0.2% | around the 35th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 65.4% | around the 13th percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.8% | around the 12th percentile of its peer group |
| Return on assets | 0.68% | around the 50th percentile of its peer group |
| Delinquency ratio | 0.54% | around the 43rd percentile of its peer group |
| Cash / assets | 8.6% | around the 52nd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 19th percentile of its peer group |
What this page does not show
Everything above is Education First Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Associated Credit Union of Texas
League City, TX
$589.3M · 44,225 members
- Union Square Credit Union
Wichita Falls, TX
$599.4M · 35,371 members
- Educators Credit Union
WACO, TX
$604.0M · 27,453 members
- Dugood Credit Union
BEAUMONT, TX
$610.5M · 37,857 members
- Soarion Credit Union
SAN ANTONIO, TX
$560.7M · 58,938 members
- My Community Credit Union
Midland, TX
$559.3M · 43,979 members
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