Bonham, Texas · Peer group 4
Fannin Credit Union
Fannin Credit Union holds $79.5M in assets across 6,717 members as of Q1 2026 — about $12K of assets per member, on a charter dating to 1966. Charter number 17254, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $79.5M |
|---|---|
| Total loans | $41.0M |
| Total shares (deposits) | $63.3M |
| Net worth | $15.9M |
| Members | 6,717 |
| Assets per member | $12K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.5% | |
|---|---|---|
| Loans | -3.9% | around the 31st percentile of its peer group |
| Deposits | -0.0% | around the 36th percentile of its peer group |
| Members | -1.1% | around the 54th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 64.8% | around the 56th percentile of its peer group |
|---|---|---|
| Net worth ratio | 20.0% | higher than 90% of its peer group |
| Return on assets | 2.48% | higher than 99% of its peer group |
| Delinquency ratio | 0.26% | around the 25th percentile of its peer group |
| Cash / assets | 33.4% | higher than 99% of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Fannin Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Kbr Heritage Credit Union
HOUSTON, TX
$79.6M · 4,364 members
- Texan Sky Credit Union
Dumas, TX
$78.9M · 8,999 members
- Baylor Health Care System Credit Union
Dallas, TX
$81.1M · 4,936 members
- Freestone Credit Union
Teague, TX
$77.9M · 5,062 members
- Southern Credit Union
Houston, TX
$77.6M · 3,655 members
- Metro Medical Credit Union
Dallas, TX
$82.0M · 6,162 members
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