Kerrville, Texas · Peer group 5
Kerr County Credit Union
Kerr County Credit Union holds $156.7M in assets across 13,906 members as of Q1 2026 — about $11K of assets per member, on a charter dating to 1936. Charter number 1558, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $156.7M |
|---|---|
| Total loans | $114.9M |
| Total shares (deposits) | $137.2M |
| Net worth | $18.5M |
| Members | 13,906 |
| Assets per member | $11K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 1.3% | |
|---|---|---|
| Loans | -1.4% | around the 27th percentile of its peer group |
| Deposits | 1.2% | around the 31st percentile of its peer group |
| Members | 1.5% | around the 70th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 83.7% | around the 77th percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.8% | around the 54th percentile of its peer group |
| Return on assets | 0.28% | around the 21st percentile of its peer group |
| Delinquency ratio | 0.94% | around the 73rd percentile of its peer group |
| Cash / assets | 11.7% | around the 63rd percentile of its peer group |
| Borrowings / assets | 3.1% | higher than 90% of its peer group |
What this page does not show
Everything above is Kerr County Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Chocolate Bayou Community Credit Union
Alvin, TX
$156.9M · 11,827 members
- River City Credit Union
San Antonio, TX
$153.4M · 11,716 members
- Naft Credit Union
Pharr, TX
$152.1M · 12,072 members
- 4U Credit Union
Gainesville, TX
$152.0M · 7,349 members
- Communities of Abilene Credit Union
Abilene, TX
$161.7M · 11,003 members
- Community Service Credit Union
Huntsville, TX
$162.9M · 11,379 members
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