Liberty, Texas · Peer group 3
Liberty County Teachers Credit Union
Liberty County Teachers Credit Union holds $23.6M in assets across 2,602 members as of Q1 2026 — about $9K of assets per member, on a charter dating to 1960. Charter number 14052, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $23.6M |
|---|---|
| Total loans | $16.5M |
| Total shares (deposits) | $19.3M |
| Net worth | $4.0M |
| Members | 2,602 |
| Assets per member | $9K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -3.0% | |
|---|---|---|
| Loans | 4.4% | around the 79th percentile of its peer group |
| Deposits | -5.7% | around the 11th percentile of its peer group |
| Members | -2.3% | around the 37th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 85.7% | higher than 91% of its peer group |
|---|---|---|
| Net worth ratio | 16.9% | around the 71st percentile of its peer group |
| Return on assets | 2.69% | higher than 98% of its peer group |
| Delinquency ratio | 0.54% | around the 47th percentile of its peer group |
| Cash / assets | 10.9% | around the 49th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Liberty County Teachers Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Bayou City Credit Union
HOUSTON, TX
$23.8M · 2,219 members
- Mopac Employees Credit Union
Palestine, TX
$22.5M · 2,429 members
- Texas People Credit Union
Fort Worth, TX
$24.7M · 1,927 members
- First Priority Credit Union
Abilene, TX
$22.4M · 1,292 members
- Temple Santa Fe Community Credit Union
Temple, TX
$24.7M · 1,672 members
- McMurrey Credit Union
TYLER, TX
$22.2M · 1,726 members
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