Waco, Texas · Peer group 3
Linkage Credit Union
Linkage Credit Union holds $17.9M in assets across 1,903 members as of Q1 2026 — about $9K of assets per member, on a charter dating to 1931. Charter number 67519, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $17.9M |
|---|---|
| Total loans | $9.7M |
| Total shares (deposits) | $14.6M |
| Net worth | $3.2M |
| Members | 1,903 |
| Assets per member | $9K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -0.0% | |
|---|---|---|
| Loans | -6.4% | around the 30th percentile of its peer group |
| Deposits | -0.3% | around the 39th percentile of its peer group |
| Members | -9.0% | lower than 93% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 66.1% | around the 64th percentile of its peer group |
|---|---|---|
| Net worth ratio | 18.1% | around the 77th percentile of its peer group |
| Return on assets | -0.40% | around the 11th percentile of its peer group |
| Delinquency ratio | 0.29% | around the 35th percentile of its peer group |
| Cash / assets | 11.8% | around the 53rd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Linkage Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Southern Star Credit Union
Houston, TX
$18.0M · 2,741 members
- 1st University Credit Union
Waco, TX
$17.8M · 1,904 members
- Txdot Credit Union
Abilene, TX
$17.6M · 1,875 members
- Victoria Teachers Credit Union
Victoria, TX
$18.1M · 1,391 members
- Ila 1351 Credit Union
La Porte, TX
$17.4M · 1,054 members
- Ellis County Teachers and Employees Credit Union
WAXAHACHIE, TX
$18.4M · 2,224 members
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