Dallas, Texas · Peer group 5
Lone Star Credit Union
Lone Star Credit Union holds $189.9M in assets across 11,776 members as of Q1 2026 — about $16K of assets per member, on a charter dating to 1967. Charter number 68449, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $189.9M |
|---|---|
| Total loans | $122.5M |
| Total shares (deposits) | $171.5M |
| Net worth | $16.5M |
| Members | 11,776 |
| Assets per member | $16K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 0.8% | |
|---|---|---|
| Loans | -1.1% | around the 30th percentile of its peer group |
| Deposits | 0.4% | around the 24th percentile of its peer group |
| Members | 2.7% | around the 81st percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 71.4% | around the 50th percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.7% | lower than 90% of its peer group |
| Return on assets | 0.25% | around the 20th percentile of its peer group |
| Delinquency ratio | 0.20% | around the 14th percentile of its peer group |
| Cash / assets | 11.3% | around the 60th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Lone Star Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Members First Credit Union
Corpus Christi, TX
$190.7M · 12,657 members
- Government Employees Credit Union
Austin, TX
$189.0M · 9,467 members
- First Central Credit Union
Waco, TX
$188.4M · 20,753 members
- Priority Trust Credit Union
Houston, TX
$192.4M · 28,089 members
- Kelly Community Credit Union
Tyler, TX
$186.4M · 10,637 members
- Chemcel Credit Union
BISHOP, TX
$183.6M · 9,394 members
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