Houston, Texas · Peer group 6
Members Choice Credit Union
Members Choice Credit Union holds $728.0M in assets across 46,947 members as of Q1 2026 — about $16K of assets per member, on a charter dating to 1941. Charter number 67508, in the $500M-$1B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $728.0M |
|---|---|
| Total loans | $554.5M |
| Total shares (deposits) | $583.4M |
| Net worth | $60.5M |
| Members | 46,947 |
| Assets per member | $16K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -6.1% | |
|---|---|---|
| Loans | 2.3% | around the 36th percentile of its peer group |
| Deposits | -1.9% | lower than 93% of its peer group |
| Members | -0.3% | around the 31st percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 95.0% | around the 84th percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.3% | lower than 93% of its peer group |
| Return on assets | 0.17% | lower than 90% of its peer group |
| Delinquency ratio | 0.67% | around the 56th percentile of its peer group |
| Cash / assets | 4.2% | around the 13th percentile of its peer group |
| Borrowings / assets | 12.4% | higher than 96% of its peer group |
What this page does not show
Everything above is Members Choice Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Primeway Credit Union
Houston, TX
$731.8M · 49,745 members
- Generations Community Credit Union
San Antonio, TX
$750.4M · 47,193 members
- Abilene Teachers Credit Union
Abilene, TX
$681.6M · 56,716 members
- Texell Credit Union
Temple, TX
$790.7M · 54,334 members
- Resource One Credit Union
Dallas, TX
$654.0M · 70,924 members
- Smart Financial Credit Union
Houston, TX
$805.8M · 59,807 members
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