Houston, Texas · Peer group 4
Memorial Credit Union
Memorial Credit Union holds $85.7M in assets across 9,907 members as of Q1 2026 — about $9K of assets per member, on a charter dating to 1953. Charter number 62571, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $85.7M |
|---|---|
| Total loans | $68.1M |
| Total shares (deposits) | $76.2M |
| Net worth | $9.4M |
| Members | 9,907 |
| Assets per member | $9K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -7.2% | |
|---|---|---|
| Loans | -7.4% | around the 16th percentile of its peer group |
| Deposits | -6.9% | lower than 97% of its peer group |
| Members | -3.6% | around the 23rd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 89.4% | higher than 94% of its peer group |
|---|---|---|
| Net worth ratio | 10.9% | around the 30th percentile of its peer group |
| Return on assets | 0.02% | around the 14th percentile of its peer group |
| Delinquency ratio | 0.65% | around the 51st percentile of its peer group |
| Cash / assets | 16.1% | around the 79th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Memorial Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Domino Credit Union
Texarkana, TX
$85.6M · 5,189 members
- U. S. Employees Credit Union
Tomball, TX
$85.9M · 7,564 members
- Southwest Research Center Credit Union
San Antonio, TX
$86.0M · 5,409 members
- City Credit Union
AMARILLO, TX
$84.8M · 2,722 members
- Irving City Employees Credit Union
Irving, TX
$84.7M · 5,045 members
- Southland Credit Union
Lufkin, TX
$87.8M · 7,111 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Memorial Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.