Midland, Texas · Peer group 3
Midland Municipal Employees Credit Union
Midland Municipal Employees Credit Union holds $16.9M in assets across 1,289 members as of Q1 2026 — about $13K of assets per member, on a charter dating to 1953. Charter number 67475, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $16.9M |
|---|---|
| Total loans | $4.2M |
| Total shares (deposits) | $14.4M |
| Net worth | $2.5M |
| Members | 1,289 |
| Assets per member | $13K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -3.4% | |
|---|---|---|
| Loans | 0.4% | around the 64th percentile of its peer group |
| Deposits | -4.8% | around the 15th percentile of its peer group |
| Members | -3.9% | around the 22nd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 29.0% | lower than 91% of its peer group |
|---|---|---|
| Net worth ratio | 14.9% | around the 59th percentile of its peer group |
| Return on assets | 0.57% | around the 45th percentile of its peer group |
| Delinquency ratio | 0.39% | around the 41st percentile of its peer group |
| Cash / assets | 4.9% | around the 11th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Midland Municipal Employees Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Marshall T & P Employees Credit Union
MARSHALL, TX
$17.1M · 1,412 members
- Cowboy Country Credit Union
PREMONT, TX
$17.3M · 2,260 members
- Corpus Christi Postal Employees Credit Union
Corpus Christi, TX
$16.6M · 1,898 members
- Ila 1351 Credit Union
La Porte, TX
$17.4M · 1,054 members
- Txdot Credit Union
Abilene, TX
$17.6M · 1,875 members
- Seagoville Credit Union
Seagoville, TX
$16.2M · 889 members
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