Houston, Texas · Peer group 3
Reed Credit Union
Reed Credit Union holds $15.2M in assets across 968 members as of Q1 2026 — about $16K of assets per member, on a charter dating to 1935. Charter number 67486, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $15.2M |
|---|---|
| Total loans | $2.1M |
| Total shares (deposits) | $12.5M |
| Net worth | $2.7M |
| Members | 968 |
| Assets per member | $16K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -6.1% | |
|---|---|---|
| Loans | -21.1% | lower than 98% of its peer group |
| Deposits | -7.7% | lower than 93% of its peer group |
| Members | -9.1% | lower than 93% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 16.6% | lower than 99% of its peer group |
|---|---|---|
| Net worth ratio | 18.0% | around the 76th percentile of its peer group |
| Return on assets | 0.08% | around the 22nd percentile of its peer group |
| Delinquency ratio | 2.05% | around the 85th percentile of its peer group |
| Cash / assets | 1.9% | lower than 98% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Reed Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Cen Tex Manufacturing Credit Union
Brownwood, TX
$15.4M · 1,279 members
- Alpine Community Credit Union
Alpine, TX
$14.8M · 1,944 members
- Laredo Fire Department Credit Union
Laredo, TX
$14.6M · 1,986 members
- Friona Texas Credit Union
Friona, TX
$14.5M · 1,655 members
- Member Preferred Credit Union
Fort Worth, TX
$16.2M · 1,393 members
- Seagoville Credit Union
Seagoville, TX
$16.2M · 889 members
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