Rockdale, Texas · Peer group 5
Rockdale Credit Union
Rockdale Credit Union holds $108.2M in assets across 8,211 members as of Q1 2026 — about $13K of assets per member, on a charter dating to 1970. Charter number 19926, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $108.2M |
|---|---|
| Total loans | $52.9M |
| Total shares (deposits) | $97.1M |
| Net worth | $12.2M |
| Members | 8,211 |
| Assets per member | $13K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 4.6% | |
|---|---|---|
| Loans | 16.0% | higher than 96% of its peer group |
| Deposits | 3.7% | around the 56th percentile of its peer group |
| Members | 5.4% | higher than 94% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 54.5% | around the 17th percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.3% | around the 47th percentile of its peer group |
| Return on assets | 1.35% | around the 85th percentile of its peer group |
| Delinquency ratio | 0.06% | lower than 96% of its peer group |
| Cash / assets | 5.2% | around the 13th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Rockdale Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- First Watch Credit Union
Abilene, TX
$105.5M · 9,348 members
- Southwest 66 Credit Union
ODESSA, TX
$114.4M · 9,526 members
- Wichita Falls Teachers Credit Union
Wichita Falls, TX
$115.0M · 6,265 members
- Concho Educators Credit Union
SAN ANGELO, TX
$100.9M · 6,702 members
- Heritage USA Credit Union
Midland, TX
$100.9M · 6,926 members
- Windthorst Credit Union
WINDTHORST, TX
$100.1M · 3,058 members
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