San Antonio, Texas · Peer group 4
Select Credit Union
Select Credit Union holds $58.6M in assets across 5,462 members as of Q1 2026 — about $11K of assets per member, on a charter dating to 1939. Charter number 3064, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $58.6M |
|---|---|
| Total loans | $37.7M |
| Total shares (deposits) | $48.6M |
| Net worth | $9.1M |
| Members | 5,462 |
| Assets per member | $11K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -2.3% | |
|---|---|---|
| Loans | -17.7% | lower than 99% of its peer group |
| Deposits | -1.1% | around the 26th percentile of its peer group |
| Members | -8.0% | lower than 93% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 77.5% | around the 81st percentile of its peer group |
|---|---|---|
| Net worth ratio | 15.5% | around the 73rd percentile of its peer group |
| Return on assets | -0.87% | lower than 97% of its peer group |
| Delinquency ratio | 0.90% | around the 68th percentile of its peer group |
| Cash / assets | 15.0% | around the 74th percentile of its peer group |
| Borrowings / assets | 0.9% | higher than 96% of its peer group |
What this page does not show
Everything above is Select Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- My Credit Union
Haslet, TX
$58.9M · 6,441 members
- Lifetime Credit Union
Richardson, TX
$57.0M · 4,215 members
- Sacred Heart Parish Hallettsville Credit Union
Hallettsville, TX
$60.4M · 2,821 members
- Big Spring Education Employees Credit Union
BIG SPRING, TX
$55.8M · 4,278 members
- City Public Service/IBEW Credit Union
San Antonio, TX
$55.8M · 3,926 members
- Baptist Credit Union
San Antonio, TX
$55.4M · 7,547 members
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