Farmers Branch, Texas · Peer group 4
Southwest Financial Credit Union
Southwest Financial Credit Union holds $88.9M in assets across 7,438 members as of Q1 2026 — about $12K of assets per member, on a charter dating to 1962. Charter number 15327, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $88.9M |
|---|---|
| Total loans | $73.2M |
| Total shares (deposits) | $75.0M |
| Net worth | $12.8M |
| Members | 7,438 |
| Assets per member | $12K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 4.2% | |
|---|---|---|
| Loans | 0.6% | around the 55th percentile of its peer group |
| Deposits | 4.4% | around the 71st percentile of its peer group |
| Members | -8.3% | lower than 94% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 97.5% | higher than 99% of its peer group |
|---|---|---|
| Net worth ratio | 14.4% | around the 66th percentile of its peer group |
| Return on assets | 0.31% | around the 29th percentile of its peer group |
| Delinquency ratio | 1.16% | around the 77th percentile of its peer group |
| Cash / assets | 10.0% | around the 47th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Southwest Financial Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Westex Credit Union
Lubbock, TX
$89.0M · 6,783 members
- Southland Credit Union
Lufkin, TX
$87.8M · 7,111 members
- Baycel Credit Union
BAY CITY, TX
$90.4M · 5,495 members
- Wellspring Credit Union
Bridge City, TX
$91.6M · 8,311 members
- Southwest Research Center Credit Union
San Antonio, TX
$86.0M · 5,409 members
- U. S. Employees Credit Union
Tomball, TX
$85.9M · 7,564 members
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