Texarkana, Texas · Peer group 3
Swemp Credit Union
Swemp Credit Union holds $12.3M in assets across 985 members as of Q1 2026 — about $12K of assets per member, on a charter dating to 1946. Charter number 5325, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $12.3M |
|---|---|
| Total loans | $9.3M |
| Total shares (deposits) | $9.7M |
| Net worth | $2.5M |
| Members | 985 |
| Assets per member | $12K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 5.4% | |
|---|---|---|
| Loans | 4.3% | around the 79th percentile of its peer group |
| Deposits | 5.7% | around the 78th percentile of its peer group |
| Members | -2.5% | around the 35th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 95.5% | higher than 97% of its peer group |
|---|---|---|
| Net worth ratio | 20.5% | around the 87th percentile of its peer group |
| Return on assets | 0.84% | around the 60th percentile of its peer group |
| Delinquency ratio | 0.89% | around the 65th percentile of its peer group |
| Cash / assets | 14.5% | around the 66th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Swemp Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Employees United Credit Union
Paris, TX
$12.2M · 1,151 members
- Scurry County School Credit Union
SNYDER, TX
$12.4M · 1,163 members
- Pasadena Municipal Credit Union
Pasadena, TX
$12.5M · 1,252 members
- I.B.E.W. Lu 66 Credit Union
PASADENA, TX
$12.0M · 1,569 members
- Ben E Keith Company Employees Credit Union
Fort Worth, TX
$11.7M · 1,623 members
- Angelina County Teachers Credit Union
LUFKIN, TX
$12.9M · 1,848 members
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