Sherman, Texas · Peer group 5
Texoma Educators Credit Union
Texoma Educators Credit Union holds $131.9M in assets across 8,418 members as of Q1 2026 — about $16K of assets per member, on a charter dating to 1957. Charter number 11670, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $131.9M |
|---|---|
| Total loans | $55.2M |
| Total shares (deposits) | $112.0M |
| Net worth | $18.5M |
| Members | 8,418 |
| Assets per member | $16K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -0.1% | |
|---|---|---|
| Loans | -4.7% | around the 12th percentile of its peer group |
| Deposits | -1.3% | around the 15th percentile of its peer group |
| Members | -2.2% | around the 28th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 49.2% | around the 12th percentile of its peer group |
|---|---|---|
| Net worth ratio | 14.0% | around the 80th percentile of its peer group |
| Return on assets | 1.52% | around the 89th percentile of its peer group |
| Delinquency ratio | 0.73% | around the 59th percentile of its peer group |
| Cash / assets | 5.6% | around the 16th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Texoma Educators Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Eastex Credit Union
Evadale, TX
$132.6M · 11,387 members
- Bp Credit Union
Houston, TX
$130.5M · 6,441 members
- Telco Plus Credit Union
LONGVIEW, TX
$129.4M · 9,168 members
- Allied Credit Union
ARLINGTON, TX
$135.9M · 8,301 members
- Laredo Credit Union
Laredo, TX
$135.9M · 18,088 members
- Mtcu Credit Union
Midland, TX
$136.2M · 7,306 members
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