Deer Park, Texas · Peer group 3
U. S. I. Credit Union
U. S. I. Credit Union holds $26.3M in assets across 2,125 members as of Q1 2026 — about $12K of assets per member, on a charter dating to 1959. Charter number 13132, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $26.3M |
|---|---|
| Total loans | $22.7M |
| Total shares (deposits) | $19.8M |
| Net worth | $5.3M |
| Members | 2,125 |
| Assets per member | $12K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 11.9% | |
|---|---|---|
| Loans | 11.4% | higher than 94% of its peer group |
| Deposits | 12.7% | higher than 96% of its peer group |
| Members | 4.6% | higher than 94% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 114.9% | higher than 100% of its peer group |
|---|---|---|
| Net worth ratio | 20.0% | around the 85th percentile of its peer group |
| Return on assets | 0.24% | around the 28th percentile of its peer group |
| Delinquency ratio | 2.70% | higher than 91% of its peer group |
| Cash / assets | 3.8% | lower than 93% of its peer group |
| Borrowings / assets | 3.5% | higher than 99% of its peer group |
What this page does not show
Everything above is U. S. I. Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Shared Resources Credit Union
Pasadena, TX
$26.3M · 2,787 members
- Dallas U.P. Employees Credit Union
Dallas, TX
$26.9M · 1,447 members
- Concho Valley Credit Union
San Angelo, TX
$25.6M · 1,425 members
- Texhillco School Employees Credit Union
Kerrville, TX
$27.1M · 1,827 members
- Valwood Park Credit Union
Carrollton, TX
$27.3M · 2,426 members
- Anderson County Credit Union
Palestine, TX
$27.4M · 2,125 members
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